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We're experts in our fields, providing the proprietary technology and trusted lawyering our clients need to reach their goals

RAS has successfully provided Foreclosure creditors’ rights representation to its clients since its inception and consistently employs the highest compliance standards, exceeding client performance expectations.  RAS understands that there is no one-size fits all approach to foreclosures.  Your attorney needs to know his or her cases and identify opportunities for resolution through the use of different methods.  On a monthly basis, RAS will provide each client with a uniquely tailored status report that provides details as to where each case is currently pending and which items are currently delaying the foreclosure timeline.

LITIGATION

Senior management and firm attorneys pride themselves in their litigation experience. Our staff has been successful throughout state and appellate courts, from routine legal matters to complex litigation. RAS recognizes the need to protect our clients before litigation arises, thus every attempt is made to resolve as many issues as possible short of litigation. We are experienced with creative problem resolution. Prior to any complex litigation, RAS will evaluate the case and prepare a written case analysis.

BANKRUPTCY

RAS has broad experience with Bankruptcy management for real estate lenders, auto lenders, and consumer credit.  RAS recognizes that Bankruptcy matters don’t always fall into the same bucket; each process must be managed with a unique approach.  RAS provides cradle-to-grave bankruptcy service to clients on a 50 state basis.  When servicer is advised of the Bankruptcy filing, RAS is enabled to receive notice to review the case and determine the scope of representation necessary to protect an investor’s interests.  Once reviewed, RAS engages in a dynamic process flow, coordinates the necessary documents, and obtains the necessary evidentiary support to prepare its filings/motions.

PORTFOLIO MANAGEMENT

Lawsuits are increasingly managed as a portfolio from a legal perspective, it is less well appreciated that these claims provide opportunity for asset and liability portfolio management from a financial economic and even an investment management perspective. And while for most companies this would fall mainly onto the liability side of the balance sheet, the increasing prevalence of company-as-claimant, patent litigation and plaintiff recovery programs brings the portfolio problem squarely into the realm of asset and liability management.

LICENSING & REGULATORY COMPLIANCE

The Firm has developed a governance model that has placed with its Compliance Department the task of implementing and coordinating operating procedures, providing clarity in hierarchical flows of control, and managing the compliance program. The Compliance Department presides over the following functions:

  • POLICY MANAGEMENT
  • INCIDENT MANAGEMENT
  • COMPLIANCE MANAGEMENT
  • NOTARIES
  • ATTORNEYS
  • VENDORS

EVICTION SERVICES

RAS attorneys can assist mortgage lenders to obtain possession of the property following recovery of an asset. The RAS eviction department has processes in place to track and meet all federal and state requirements. RAS’s average timeline from referral to completion is 65 days, as compared to the Freddie Mac state average of 130 days. The foreclosure eviction process is based on accuracy and a well calendared system. We also provide landlord tenant evictions on rental properties.

REPLEVIN & IMPOUND MANAGEMENT

RAS has seasoned Management, Attorneys, and Staff dedicated to providing outstanding replevin and impound legal services. RAS Replevin Attorney Management have diverse and extensive experience at both multi-national financial services corporations and creditors’ rights law firms. Equipped with exceptional lawyering and proprietary technology, RAS has earned a strong reputation for its ingenuity in developing a unique and successful approach to handling individual client needs from pre-judgment order for possession with bond, final judgment for possession (releasing the bond), monetary judgment, and impounds.

In addition to its footprint states including California, Florida, Georgia, Kentucky, Maryland, New Jersey, New York, Ohio, Pennsylvania, Puerto Rico, South Carolina, Texas, and Virginia, RAS has a nationwide network of managed local counsel subject to rigorous vendor management protocol.

RAS’s internally developed web portal solution, Client Service Pro (CSP), was designed and built to provide its clients with a platform that brings together information from diverse vendors in a uniform way that provides streamlined efficiency by eliminating waste and tightening controls.

WRIT OF GARNISHMENT RESPONSE MANAGEMENT

RAS Legal Group Nationwide Garnishment Response Management Highlights

Substantial Nationwide Management Experience and an Extensive Collections Litigation Footprint

RAS has experience successfully managing large banking institution nationwide garnishment response portfolios in adherence to federal, state, and local requirements.

Dedicated Legal Compliance Department Maintaining Nationwide Requirement Matrix

RAS possesses a dedicated legal compliance department which maintains and monitors nationwide jurisdictional nuances related to filing requirements, timeline deadlines, exemptions, fund remittee detail, bank garnishment release requirements and statutory requirements. Rules have been built into the firm’s work flow.

SLA Adherence and Regulatory Compliance Assurance

Servicing includes:

Quality assurance review of financial institution client’s Federal Benefit Payments Analysis within regulatory SLA.
Determining the amount of funds subject to garnishment per applicable federal and state exemptions
Filing an answer/response, remitting funds as applicable, and tracking pending garnishment actions to closure
Exceptional Technology Used for Performance and Tracking

RAS’s internally developed web portal solution, Client Service Pro (CSP), was designed and built to provide its clients with a platform that brings together information from diverse vendors in a uniform way that provides streamlined efficiency by eliminating waste and tightening controls.

CSP features include a real time, dynamic workflow system with functionality including document merging, integration with client and vendor systems, and custom reporting.  Clients are able to view detail on all files in real time including actions completed, documents relevant to the matter, and file history.

A fully customized Garnishment Response module and process flow is built into the case management system